Applying for a life insurance policy often requires a trip to the physician’s office for a paramedical exam. Insurance companies use paramedical exams to collect policy applicants’ medical information. The results of these exams determine premium amounts, coverage levels, coverage acceptance, and more.
Since insurance companies often let patients decide where they want to receive their paramedical exam, many opt for a mobile paramedical exam in Houston, TX. Mobile paramedical exams offer policy applicants access to a paramedical examiner who works for the insurance company. Although many enjoy the convenience of a mobile paramedical exam, others prefer in-office appointments with their doctors.
Determining whether an in-office or mobile paramedical exam is better depends on several factors. This article explores the benefits of both so you can have a better understanding of each method.
Why Opt for a Mobile Paramedical Exam?
Some insurance companies prefer that an applicant receive a mobile paramedical exam in Houston, TX, because it produces faster results, leading to speedier coverage decisions.
Mobile paramedical exams also offer the following benefits:
Available Physicians
Many doctors have packed schedules, so they won’t always prioritize health insurance exams. As a result, you could have to wait weeks for an exam, extending the entire application process.
Conversely, mobile paramedical exams prioritize patients needing health or life insurance exams. You can schedule your exam and get test results sooner.
Trained and Experienced Medical Staff
All mobile paramedical exam staff has the necessary licensing and certifications to perform the required tests and exams.
By specializing in paramedical exams, these medical professionals can swiftly collect the information they need, perform blood tests, collect urine samples, and take measurements quickly and accurately.
High-end Medical Equipment
Mobile paramedical exams use the same industry-standard equipment as in-office physicians. Reputable exam sites have equipment approved by ExamOne, APPS-Portamedic, and EMSI. Typical equipment found at a mobile paramedical exam site includes:
- EKG machines
- Collection apparatuses for blood and urine samples
- Lab equipment
- And more
By having essential equipment and specially trained personnel, mobile paramedical exams can collect and produce essential information faster and with maximum accuracy.
Information Security
Mobile exam sites value information and patient data security much as any other medical facility. To protect sensitive information, they use high-end technology and security protocols.
The Benefits of an In-office Paramedical Exam
The primary differences between mobile and in-office paramedical exams are the location, staff, and scheduling availability.
If you use your family physician for your paramedical exam, you go to the same office you would for any other appointment. In addition, many patients prefer the familiarity of having their normal doctor perform the exam for a more comfortable experience.
However, as we briefly mentioned, it can sometimes be challenging to schedule an appointment when you need it. Since family physicians see many patients, they will prioritize those who are sick and injured when scheduling appointments. As a result, you may not be able to receive your paramedical exam as soon as you’d like.
Which Is Better?
Determining whether a mobile or in-office paramedical exam is better ultimately depends on personal preference. For example, if you prefer to go to an exam office like you would see a doctor and are willing to wait for an appointment, in-office may be ideal.
However, if you want to get results as soon as possible to speed up the insurance application process, a mobile site is better.
Mobile paramedical exams offer the same professionalism and skills as our in-office staff.
Want to learn more or schedule a mobile paramedical exam in Houston, TX? Call our Medical Profiles Inc. team at (832) 251-3926.
